Calloway Capital Advisors Legal Information
Privacy Policy
Last Updated: April 24, 2026
Calloway Capital Advisors values your privacy. This Privacy Policy explains how we collect, use, share, and protect your information when you use our website (the “Site”) and services, including SMS/text messaging. By using our services, you agree to this policy.
What We Collect
Personally Identifiable Information (PII): Your name, email address, mailing address, phone number, business information, and any other details you provide directly, including through SMS messages or our application forms.
Non-Personally Identifiable Information (Non-PII): Technical data such as your IP address, browser type, device information, Site usage data, and SMS engagement data (delivery status, response data).
Consent Data: We maintain records of when and how you provided consent to receive SMS messages, including the method of opt-in and the timestamp.
How We Use Your Information
Service Delivery: To provide and improve our financing advisory services and communications, including SMS.
Communication: To respond to your inquiries, process applications, and, if you have opted in, send marketing communications by SMS.
Analytics: To understand how users engage with our Site and messaging program and improve both.
Legal Compliance: To meet our regulatory and legal obligations.
SMS Opt-In Data: Special Protections
Calloway Capital Advisors does not share, sell, rent, or disclose mobile phone numbers, SMS opt-in data, or SMS consent information with any third parties for marketing or promotional purposes. This no-sharing provision applies regardless of any other data-sharing provisions elsewhere in this policy.
We may share SMS-related information only with our SMS service providers (for example, our messaging platform and carriers) solely for the purpose of delivering, maintaining, or improving the messages you have consented to receive.
Message frequency varies based on your engagement with our services. Standard message and data rates may apply based on your mobile carrier plan; Calloway Capital Advisors is not responsible for carrier fees.
One-to-One Consent
When you opt in to receive SMS messages from Calloway Capital Advisors, your consent applies solely to Calloway Capital Advisors. It is not extended to affiliated entities, partners, or any other party.
General Data Sharing
Apart from the SMS restrictions above, we may share information only when legally required, when necessary to deliver our services, or with trusted service providers who have agreed to protect your data consistent with this policy. We do not sell your personal information.
Security
We use commercially reasonable measures to protect your information, including encryption and access controls. No system is 100% secure, but we work to safeguard your data.
Retention
We retain your information while your relationship with us is active and as required by applicable law. You may request deletion of your personal data at any time by contacting us at connect@callowayadvisors.com.
Cookies
We may use cookies and similar technologies to improve user experience, analyze traffic, and personalize content. You can manage cookie settings in your browser.
External Links
Our Site may link to external sites. We are not responsible for the content or privacy practices of those sites.
Children’s Privacy
Our services, including SMS, are not intended for anyone under the age of 18. We do not knowingly collect information from children.
Changes to This Policy
We may update this policy from time to time. The “Last Updated” date at the top reflects the most recent revision. Continued use of our services after changes means you accept the updated policy.
Contact
For questions about this Privacy Policy or our data practices, contact:
Calloway Capital Advisors
Email: connect@callowayadvisors.com
Phone: (888) 898-5572
Calloway Capital Advisors is a brand of Smith & Gordon Holdings Group Inc.
Terms of Service
Last Updated: April 24, 2026
By using the Calloway Capital Advisors website and services, including SMS messaging, you agree to these Terms of Service.
1. Introduction
These Terms govern your use of the Calloway Capital Advisors website and our services. If you do not agree, please do not use our website or services.
2. Using Our Services
Age Restriction: You must be at least 18 years old to use our website and services, including SMS messaging.
Legal Use Only: You may not use our website or SMS services for any illegal or unauthorized purpose.
Changes to Services: We may modify, suspend, or discontinue any part of our website, services, or content without notice.
Your Responsibility: You are responsible for how you use any information, materials, or messages received from us.
3. Intellectual Property
All text, images, logos, software, videos, and SMS content on or from our website are protected by copyright and other intellectual property laws. You may not copy, distribute, modify, or use our content without written permission.
4. Privacy
Our Privacy Policy describes how we collect, use, and protect your data. By using our website and SMS services, you agree to the Privacy Policy. Calloway Capital Advisors does not share or sell SMS opt-in data with third parties for marketing purposes.
5. No Guarantees
Information on our website is for general informational purposes. We do not guarantee that the information is accurate, complete, or reliable. Financing products, terms, rates, and availability are subject to change without notice.
6. Third-Party Websites
Our Site may link to third-party websites. We are not responsible for their content, privacy practices, or data handling. Use them at your own risk.
7. Limitation of Liability
To the extent permitted by law, Calloway Capital Advisors and Smith & Gordon Holdings Group Inc. are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our website, services, or SMS messaging.
8. Indemnification
You agree to defend, indemnify, and hold harmless Calloway Capital Advisors, Smith & Gordon Holdings Group Inc., and their officers, directors, employees, and affiliates from any claims, losses, damages, or expenses (including reasonable attorneys’ fees) arising from your use of our website or services or your violation of these Terms.
9. Governing Law
These Terms are governed by the laws of the State of New York. Any disputes will be resolved in the state or federal courts located in Queens County, New York.
10. Changes to These Terms
We may update these Terms at any time. Continued use of our services after changes means you accept the updated Terms.
11. Contact
Calloway Capital Advisors
Email: connect@callowayadvisors.com
Phone: (888) 898-5572
Calloway Capital Advisors is a brand of Smith & Gordon Holdings Group Inc.
SMS Terms & Conditions
Last Updated: April 24, 2026
These SMS Terms & Conditions govern your participation in the Calloway Capital Advisors SMS messaging program.
Program Description
By opting in to the Calloway Capital Advisors SMS program, you agree to receive recurring marketing and informational text messages from Calloway Capital Advisors, including messages about financing options, loan programs, application status, and account updates. Messages may be sent using automated technology.
Consent
Your participation in our SMS program is voluntary. Consent is not a condition of any purchase or of receiving our services. By checking the SMS opt-in box on our forms or otherwise affirmatively opting in, you consent to receive SMS messages from Calloway Capital Advisors at the mobile number you provided. Your consent applies solely to Calloway Capital Advisors.
Message Frequency
Message frequency varies. You may receive multiple messages per week depending on your engagement and application status.
Message and Data Rates
Message and data rates may apply based on your mobile carrier plan. Calloway Capital Advisors is not responsible for any fees charged by your carrier.
Supported Carriers
Our SMS program is compatible with major U.S. carriers including AT&T, Verizon Wireless, T-Mobile, and others. Carriers are not liable for delayed or undelivered messages.
How to Opt Out
You may opt out of our SMS program at any time by replying STOP to any message. After opting out, you will receive a confirmation message and no further marketing messages will be sent. If you wish to rejoin, you may reply START or opt in again through our website.
How to Get Help
For help, reply HELP to any message, email connect@callowayadvisors.com, or call (888) 898-5572.
Eligibility
You must be at least 18 years old and the authorized user of the mobile number you provide.
Privacy
Calloway Capital Advisors does not share or sell SMS opt-in data or mobile phone numbers with third parties for marketing purposes. For details, see our Privacy Policy.
Changes
We may modify these SMS Terms at any time. Material changes will be communicated via SMS or posted on our website.
Contact
Calloway Capital Advisors
Email: connect@callowayadvisors.com
Phone: (888) 898-5572
Calloway Capital Advisors is a brand of Smith & Gordon Holdings Group Inc.